Spend

Savings Secured Visa®

Enjoy the benefits of a credit card even if you have less-than-perfect credit.  Secured with your Advancial account deposits, you can qualify for limits of $500 to $3,000.  Just use your card responsibly and, since the card is reported to the three major credit bureaus, you’ll be able to improve your credit score in no time.
 
  • 0% Introductory APR on all purchases for 12 months; after that, your APR will be 16.90%
  • Reward points on purchases
  • No annual fee*
  • No foreign transaction fee*
  • No cash advance fee*
  • No penalty rate
  • No over-limit fee


Transfer Your Other Balances and Save

You’ll save on interest and possibly pay down your balances faster.
  • 0% Promotional APR on balance transfers for 12 months; after that, your APR will be 16.90%
  • No balance transfer fee


Earn Unlimited Points on Every Purchase

Your everyday expenses turn into real rewards you can enjoy like cash back, travel, gift cards, merchandise and more.
  • Earn 1 Advancial Rewards point for every $1 you spend using your card
  • Make 25+ purchases or spend $2,500+ and earn 50% extra points on all purchases during that billing cycle
  • Your points never expire