Spend


Our standard credit card with premium benefits including low rates, no fees and rewards.

An alternative credit card choice for those establishing first-time credit or
rebuilding credit.
 
A special credit card option for Dinero Teens members to help establish good credit habits early on in life. 
 


Enjoy the following benefits on all Advancial credit cards:

  • 0% Introductory APR on purchases for twelve months
  • 0% Promotional APR on balance transfers for twelve months
  • Reward points on purchases                                                                                            EMV-Card.png
  • No annual fee*
  • No cash advance fee*
  • No foreign transaction fee*
  • No pentalty rates
  • No over-limit fee
  • 25-day grace period



Earn unlimited points on every purchase! 

Turn everyday expenses into real rewards like cash back, travel, gift cards, merchandise and more. 
  • Earn 10,000 introductory points after spending $500 during the first 90 days of account opening
  • Every $1 in purchases equals 1 Advancial Rewards point
  • Make 25+ purchases or spend $2,500+ and earn 50% extra points on all purchases during that billing cycle
  • Points will not expire on active cards 
  • No limit on points earned 


*APR will br 8.90% to 14.90% based on your credit history