Mortgages

Rates effective from 09/23/2017


  Rate Discount Points Origination Point APR
Loan Programs
30 Yr Fixed 3.625% 0.00% 1.25% 3.79%
15 Yr Fixed 2.875% 0.00% 1.00% 3.06%
3/1 Adjustable 3.125% 0.00% 1.00% 3.25%
5/1 Adjustable 3.250% 0.00% 1.00% 3.38%
7/1 Adjustable 3.625% 0.00% 1.00% 3.77%

Assumptions and Disclaimer

Rates and/or points are subject to change at any time until you apply for a loan and "lock-in" a rate.
Your actual rate and/or points may be different, as many factors go into providing you with a mortgage loan. Rates and points vary widely for loan amounts above $424,100* (see below), and/or for investment property loans.

Each quote above represents a "lock-in" period of 30 days, meaning that if you applied for a loan today and choose to "lock-in"; we will guarantee the rate and points for 30 days.

Each quote based on a purchase money mortgage with a minimum loan amount of $100,000 (except Jumbo loans), minimum FICO score of 740 and 20% down payment (25% down payment for the 30 Yr Fixed). Please contact the Mortgage Department for pricing on loan amounts under $100,000 at 888.876.2328.

Jumbo rates are for loan amounts exceeding $424,100 ($625,500 in Alaska, Hawaii, Guam and the U.S. Virgin Islands). For properties in New York, add .250 loan origination fee.

Fixed Mortgage Loan Payment Example: $200,000 mortgage for 30 years at 4.29% (4.29% APR) will result in a monthly payment of $988.57.

Taxes and insurance not included, therefore the actual payment obligation will be greater.

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Mortgage Calculators

See how much your monthly payment would be and other helpful mortgage calculators.