Products and Services

Banking Solutions for International Assignees 

Establishing a U.S. banking relationship can be difficult for those recently relocated to the United States. That's why Advancial created a program with financial products designed specifically for international assignees working in the U.S. You may also establish these services prior to receiving your Social Security Number or Individual Taxpayer ID Number.

CREDIT CARD: 
With an Advancial credit card, U.S. purchases will not be subject to a foreign transaction fee and you’ll enjoy a 25-day grace period to repay purchases.

  • No annual fee*
  • No foreign transaction fee*
  • Earn one reward point for every $1 spent
  • Redeem rewards for travel, cash back, merchandise and more

AUTO LOANS AND LEASES >>
You're going to need a car to get around and Advancial can make that happen with affordable rates and flexible terms for new and used auto financing and leasing. You may also enjoy an additional rate discount when you establish automatic payments. 

MORTGAGES >>
Advancial helps make buying a U.S. home easy for non-U.S. citizens with fewer restrictions than other financial institutions. Mortgages are available for properties in all 50 states. We can pre-approve you for a mortgage, even before you have found the right house!

CHECKING ACCOUNT:
Our full-featured checking account offers a host of valuable benefits that save money and fit your everyday banking needs.

  • No minimum to open
  • No minimum balance requirement
  • No monthly service charge
 

DEBIT/ATM CARD >>
A debit/ATM card is connected to your checking account to make it easy to pay for goods, dine out or withdraw cash from the ATM. When you use your debit/ATM card to pay for purchases, the amount is immediately withdrawn from your checking account. You use the same card to withdraw cash from ATMs by using your 4-digit security number, called a PIN (Personal Identification Number). This PIN is provided to you with your new card.

TRANSFERS >>
We understand you have friends and family that will often times require the international wire transfer of money. Advancial’s international wire transfers can be easily created through the “Move Money” tab of online banking and all are offered with reasonable fees. Click here to see a list of wire transfer fees.

 
OTHER SERVICES:
  • FREE online banking more >>
  • FREE mobile banking more >>
  • FREE remote deposit more >>
  • FREE direct deposit more >>
  • FREE bill payer more >>
  • FREE electronic statements more >>
  • NO foreign transaction fees
  • Foreign currency services more >>
  • Membership for immediate family members 

If you ever have any questions or need additional details about the Inbound USA Banking Services, please visit or call one of our dedicated representatives:

 
 
*APR will be 11.90% to 14.90% based on your credit history. 

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